Vehicle Finance Services
With our straightforward online process, we help your customers find the best vehicle finance deals fast.
WHAT WE PROVIDE
By living our mission of “fighting to make cars affordable and accessible for everyone”, CarMoney will help you and your customers by bringing best in top class customer service and deploying the best technology in the industry. With a pedigree in the motor trade stretching back over 100 years (!), CarMoney always aims to treat every relationship as a true partnership where both parties should have a winning outcome.
For dealers, this means that CarMoney will deliver you the best technology (through partners like Codeweavers, AutoConvert and Experian), give you access to our extensive panel of lenders (including manufacturer lenders that won’t be available elsewhere) and delivery you a level of updates and reporting that means you’ll always have the answer to “has the customer been accepted?” or “how much commission will we make on that deal”.
Couple this with our traditional broker values where we give you two dedicated account managers, and CarMoney can make sure your customers get the fastest payouts and the best service in the industry. Not on that, but the service is seven days a week, so there’s never a gap where we can’t help.
FIND YOUR CAR FINANCE UTOPIA
PCP – Personal Contract Purchase is one of the car finance agreements available in the UK. With PCP, the borrower makes fixed monthly payments for a fixed period and can own the car at the end of the term if he makes a large final payment. Monthly repayments are usually smaller than other car finance types, like HP, thanks to the final payment due at the end.
HP – Hire Purchase is a car finance agreement where the borrower pays for the car in fixed monthly payments over a fixed term, typically between one to five years. The lender owns the vehicle until the final payment is made, at which point ownership is transferred to the borrower. HP agreements usually require an initial deposit which can be very low and have a fixed interest rate.
With a personal loan a lender provides a borrower with an amount of money to purchase a car. The borrower then repays the loan over a set of time (from 1 to 7 years), with interest. Personal loans are secured or unsecured, with unsecured loans not requiring collateral. Loan’s interest rate and amount vary based on the borrower’s credit score, income, and other factors.
Our Partners
We partner with the top UK Dealers’ and Brokers’ services providers, making the most advanced platforms available to manage your customers’ deals quickly and effectively.
Our Dealers
We work with a panel of more than 20 lenders to find the right car finance deals for your customers. We explore what between HP, PCP, or Personal Loan deals fits your customer needs and circumstances.
GET THE BEST DEALS TODAY!
FAQ
Contact your Regional Sales Manager directly (details under contact us) or HO Dealer Division on 0333 016 4144.
Your RSM or Office account manager can reset these for you. Get in touch and let them know your situation.
We can provide instant accepts, docs out and have a clean deal paid out within hours. We are aware that some not so clean deals may take longer down at the sub prime lenders, but your AC Manager will make you aware of this at the proposal stage. In general from docs received to paid out (with comms) we are 1 day.
GET IN TOUCH
CARMONEY LIMITED is authorised and regulated by the Financial Conduct Authority for consumer credit activity and our registration number is 674094. Borrow £7,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £8,247.83. Over 18’s only. CARMONEY IS A BROKER NOT A LENDER. REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland. Company Number: SC467274.All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions. Copyright 2016 – 2024 CarMoney all rights reserved